Chatham Federal Credit Union, General Info

General Info | First Mortgage | Home Equity/Mortgage Rates

Auto Rates

New cars as low as
5.25%
Used cars as low as
5.75%
100% financing available for qualified buyers

New Home equity lines of credit for as low as
Prime + 1

Free closing costs provided first advance is $10,000 or more
Prime Rate: 3.25%

Current as of: 06-01-10


» Relationship Rewards

Fee Schedule
Privacy Policy

General Information

Many home buyers are worried about how their credit will affect their ability to buy a home. If you have had credit problems, be prepared to discuss them honestly with one of our mortgage loan officers.

You can be better prepared if you get a copy of your credit report to review before you apply for your mortgage. That way, if there are any errors you can take steps to correct them before you submit your mortgage application.

The approval of a mortgage loan is based in part on how you have handled credit payments in the past. A report from the credit bureau shows the type of credit you've had, whether you've repaid promptly and how well you've managed the responsibilities of credit. There can be legitimate reasons for credit problems, such as unemployment, illness or other financial difficulties. If you had a problem that has been corrected, and your payments have been on time for a year or more, your credit may be considered satisfactory.

Check our glossary for commonly used terms in the mortgage industry.

To determine how much home you can afford and what your loan payments will be, try our home loan calculator:
• Fixed vs. Adjustable Mortgage

Overdraft Coverage

Members must Opt In by
August 15th

Click Here

Reorder Checks
Need to refill your checkbook?
Reorder Deluxe checks online.
It's quick and easy

To improve security of your online purchases, click here:
Visa Debit Card
Visa Credit Card


This site and all its contents ©2002 \| Chatham Federal Credit Union -- All Rights Reserved \| Site maintain by SavannahNOW